Interactive tool
NHSC Loan Repayment Amount by HPSA Score
For an initial two-year full-time contract, published tiers have historically supported up to about $50,000 when the site HPSA score is 14+, and up to about $30,000 at scores 13 or below. Half-time is roughly half. Amounts change by funding cycle.
The National Health Service Corps (NHSC) offers loan repayment to clinicians who serve in Health Professional Shortage Areas; award amounts scale with the site's HPSA score and the length and intensity of the service commitment. These are estimated ranges, not an offer. Verify current amounts and eligibility at nhsc.hrsa.gov. Place a known score nationally with the HPSA Score Lookup, and see our methodology for the tiers used.
Published NHSC loan repayment amounts
Searchers looking for an NHSC loan repayment amount usually want the published score tiers, not a personal award letter. The table below is the structure this estimator applies. It is a historical published range, not a guarantee for the current funding cycle.
| Contract | HPSA score | Approx. full-time amount | Approx. half-time amount |
|---|---|---|---|
| Initial 2-year | 14+ | up to ~$50,000 | up to ~$25,000 |
| Initial 2-year | 0-13 | up to ~$30,000 | up to ~$15,000 |
Use the estimator above to apply these tiers to a specific score, service type, and contract length. To interpret whether a score is high nationally, open the HPSA Score Lookup.
How this estimate works
The NHSC Loan Repayment Program ties award size to the HPSA score of the approved service site. For an initial two-year, full-time contract, sites with a HPSA score of 14 or higher have historically supported awards up to about $50,000, while sites scoring 13 or below have supported awards up to about $30,000. Half-time service awards run at roughly half of the full-time amount. A one-year continuation contract adds a smaller amount on top of an initial award for clinicians who keep serving.
This tool applies those published tiers to the inputs you choose and shows a range rather than a single figure, because actual awards depend on the program cycle, available appropriations, your loan balance, and your discipline. The estimate is capped at your outstanding qualifying student-loan balance in practice: NHSC repays eligible loans, so an award cannot exceed what you owe.
Amounts and rules change between funding cycles. Confirm the current award tiers, eligible disciplines, and application windows at nhsc.hrsa.gov. For guidance only, not medical, financial, or eligibility advice.
Source: HRSA Data Warehouse PlainHealthAccess is not affiliated with HRSA or any government agency
Every figure on PlainHealthAccess is rendered directly from HRSA source data, no number is typed in by an editor. This calculator applies the NHSC's published award structure entirely in your browser; actual awards are set by NHSC, not this site. See our editorial standards & corrections policy, the methodology behind these numbers, review the public data changelog, or report a data issue for this page.